Employee’s State Insurance Corporation 24 January 2019


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Employee’s State Insurance Corporation: As we know that Employee’s State Insurance is self-financing social security and health insurance scheme for Indian employees. Employees’ State Insurance Corporation (ESIC) has been formed in order to manage the fund according to the ESI Act 1948. Employees’ State Insurance Corporation also operating over 2000 ESIC hospitals and dispensaries and also planning to create more as well. This also creates numerous career opportunities for youngsters. So in this article, we are going to see about Employee’s State Insurance Corporation and its Officers, Employee’s State Insurance Scheme, Achievements, Future Plans, Improvements, Upgradations, and Financial Information.

Employee’s State Insurance Corporation – Overview

Employee's State Insurance Corporation

The Employee’s State Insurance Corporation is liable for operating the Employee’s State Insurance Scheme of India. It can also be described as a system for social security with several dimensions. This program has been created in order to provide proper protection at the socio-economic level not only to the workers in India but also to the ones dependent on them as well.

This program provides complete medical care for the insured as well as the dependent from the initial day when an individual is regarded as an insured employee. The ones insured under this program are responsible to be provided with a wide range of monetary benefits if they experience physical problems like sickness, temporary disability or permanent disability. In case the insured loses his or her capability to earn, the benefits are provided to the insured. If an insured passes away due to an industrial accident or if he or she suffers some injury while working, financial benefits are provided to the dependants of the insured. Primarily this is a monthly pension and now it is referred to as dependant’s benefit.

The Employee’s State Insurance Scheme is operated by the organization as per the Employee’s State Insurance Act 1948, Employee’s State Insurance (General) Regulations, 1950 and Employee’s State Insurance (Central) Rules, 1950 acts

Here are some key points related to the Employee’s State Insurance Corporation:

  1. Operating in 29 states and union territories.
  2. 33 ESIC hospitals and 790 centers
  3. Associated with 117 state government hospitals
  4. 36 ESIC dispensaries
  5. Associated with 1367 state government dispensaries
  6. 4.43 lakhs employers
  7. 1.54 crores employees
  8. 24.88 lakhs insured women
  9. 6.02 crores beneficiaries
  10. 93 ISM units

Employee’s State Insurance Corporation Officers

Here is the list of officers who handle the Right to Information queries directed at the organization:

Name Designation
BK Sahu (Insurance Commissioner) Appellate Authority (Hqrs) (Every division with the exception of the Medical Division)
SK Garg (Additional Commissioner) Central Public Information Officer (CPIO) (Hqrs)
Dr. SR Chauhan (Medical Commissioner) Appellate Authority Medical Administration – Hqrs
Jose Cherian Transparency Officer

Employee’s State Insurance Scheme

The Employee’s State Insurance Scheme, which is also referred as ESIC provides a wide range of benefits as stated in Section 46 of the Employee’s State Insurance Act 1948, which includes medical benefit, sickness benefit, disablement benefit, dependant’s benefit, maternity benefit and also additional benefits such as confinement and funeral expenses as well. Also, the program provides other benefits such as vocational rehabilitation, physical rehabilitation, Rajiv Gandhi Shramik Kalyan Yojana (Unemployment Allowance), an incentive for private sector employers to recruit specially-abled people, medical care in old age and medical care for retired IPs.

Employee’s State Insurance Corporation Achievements

Some of the accomplishments of the Employee’s State Insurance Corporation in the last 3 years are mentioned below:

Achievements in terms of Coverage

  • Coverage extended to film and television industries which includes the professionals working in the production houses, sets, and studios.
  • Revenue went up to INR 6980.61 crores during the year 2010-11
  • Covered 1.55 crore people in the year 2010-11.
  • Wage limit for covering employees as per the ESI Act increased from INR 10 thousand from 01st May 2010, onwards
  • Covered 6.02 crore beneficiaries in the year 2010-11 as against 5.03 crores in the year 2008-09
  • ESI scheme is now available to educational and medical institutions in the majority of the states
  • Covered 4.43 lakh establishments and factories in the year 2010-11 as opposed to 3.9 lakhs during the year 2008-09.
  • Scheme increased to 68 locations during the year 2010-11 as opposed to 46 in the year 2009-10

Achievements in terms of Medical Care Services

  • Employee’s State Insurance Corporation has model hospitals in 18 states across India.
  • ESIC has started a Post Graduate Institute of Medical Sciences & Research at Bangalore and a Dental College at Rohini, Delhi. The organization also planning for 29 medical institutions including medical, dental, and nursing colleges, training schools, and post-graduate institutions.
  • Approximately 2 crore outpatients received treatment at the ESI operated hospitals during the year 2010-11.
  • Medical benefit expenses went up from the year 2008-09 figure of INR 1123.22 crores to INR 2123.67 crores in the year 2010-11
  • Medical set-ups operating under the ESI scheme have almost 35,000 paramedical and additional staff of around 7000 medical professionals.
  • The hospitals registered 4.05 lakh admissions in the year 2011, which includes 20.70 lakh cases of special investigation and 52,943 special visits.
  • The upper limit for compensation to states has been taken up from INR 1200 to INR 1500 for every IP family from 01st April 2012 onwards.

Employee’s State Insurance Corporation Future Plans

The ESI Corporation is planning to directly provide the primary and secondary healthcare facilities at areas where there are more than 5000 IPs. It is also planning for the areas where no dispensaries in an 8 km range and the number of IPs is 25,000. These figures will come down to 5 km and 15 thousand in the case of hilly areas. These benefits will also be available to the areas where no hospitals in 25 km range. The facilities will be made available till a hospital is set up by either the Employee’s State Insurance Corporation or the state government.

From now on any of the 700 and more hospitals, which are part of the ESIC network are super specialty accessible for the patients. These facilities are available across India and the expenses, in this case, will be paid by the ESIC. This would cover critical treatments such as Joint replacement, Liver & kidney transplant, Cochlear implant, and Heart treatment. ESI Corporation shall also be planning to employ top organizations in order to rank its dispensaries and hospitals and this includes ISO certification as well. It is also looking to set up a super specialty hospital each in 4 zones. As of now, the southern zone has been commissioned at Sanath Nagar, Hyderabad.

Employee’s State Insurance Corporation Improvements and Upgradations

The ESI Corporation has instituted Hospital Development Committees which have been given enough financial and administrative power to take the necessary decisions in order to develop the healthcare arrangements at the ESI hospitals. The organization has employed approximately 800 paramedical officials and 1500 doctors and medical professionals in the previous three years. It has decided to start a process for phase by phase improvement of the hospitals and take them to the state of the art level. The organization is not only setting up CT scan and MRI equipment along with other advanced technological instruments at its Mumbai, Delhi, and Bangalore hospitals but also operating 118 projects in order to modernize and set up offices and hospitals.

Employee’s State Insurance Corporation Financial Information

Income details

Year Contribution income in INR crores
2009-10 3896.00
2010-11 5748.77
2011-12 6436.44

Expenditure details

Year Cash benefits Administrative expenditure Medical benefits
2009-10 426.93 504.36 1626.93
2010-11 495.56 524.20 2123.67
2011-12 621.00 724.00 3008.00

Revenue recovery details

Year Revenue recovery in INR crores
2009-10 121.98
2010-11 115.61
2011-12 132.26

We hope that this article will not only help you to get information about Employee’s State Insurance Corporation but also gives you confidence in order to pursue your career in the insurance industry. For more Jobs related articles, keep visiting


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