#Mediclaim Policies Companies & Career Opportunities 30 January 2019


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Mediclaim Policies Companies & Career Opportunities: Mediclaim policy is nothing but a health insurance policy that is designed in order to take care of individual’s healthcare expenses up to the sum assured, in case of the individual faces any sort of medical emergency, be it an illness or an accident that has led to hospitalization. There are few leading companies who are very much active and offering meaningful mediclaim policies for its customers. Mediclaim insurance sector also has very much scope as a career option for freshers and youngsters. So in this article, we are going to see about Mediclaim Policies and its Features, Premium, Companies and Products in India,

Mediclaim Policies – Overview

Mediclaim Policies Companies & Career Opportunities

If you take a look at the prices of medicines in the medical market, you would find that the medical expenses are growing by the day. Mediclaim policies are the solution in order to not only keep away from increasing medical charges but also benefiting from the medical services in case of any unexpected ailment or accidents as well. This is one of the reasons why if you have not enrolled into one you must do so as soon as possible.

Features of Mediclaim Policies

First, you need to be aware of mediclaim policy’s features and services in case you have been thinking about investing in mediclaim policies. Most of the mediclaim plans can be taken for both the individual purposes as well as for the family.

Here are some of the silent features of Mediclaim policies listed below:

  • If you have a purchased a mediclaim policy then the coverage that you can expect is on ambulance expenses, inpatient hospitalization, outpatient treatment, and pre and post-hospitalization charges, domiciliary hospitalization as well in case of mild sickness that was pre-existing.
  • The best mediclaim policies would also provide coverage on other cases such as dental treatment expenses and maternity treatment.
  • Also, You have a choice of few policies where there are extra benefits as well when you pay an additional premium amount.
  • Coverage for critical illness is one of the major benefits provided by the mediclaim insurance companies.
  • There are times when the coverage provided by the policy could be shortened. Likewise, the coverage needed might just be added to the exclusion part.

Mediclaim Policy Premium

Premium is the most important factor while considering a mediclaim policy. Most of the policies go along with a standard to high premium. The insurance company decides the premium for their mediclaim policy and does not have any fixed rate. The premium also depends on factors like the individual’s age and policy’s coverage. You need to take an overview of all the mediclaim plans that suits your needs and the premium charged for it in order to seek the benefits of the policies you would want.

Mediclaim Policies Companies in India

There are few leading companies in mediclaim policies. Some of the famous names are Apollo Munich, Bajaj Allianz, HDFC, ICICI Lombard, National Insurance Company, New India Assurance, Reliance, Royal Sundaram, Tata AIG, and United India Insurance.

Mediclaim Products in India

You have a lot of options when you are searching for Mediclaim products in India. Various companies offer the same in different mediclaim schemes and policies. Let us have a look at some of the famous insurance companies in the mediclaim insurance sector.

Star Health Insurance

Star Health Insurance is known as the first exclusive company in India dealing with health insurance. The products that you get to choose from the insurance company are Individual Health Insurance, Family Health Insurance, Travel Insurance and Personal Accident, and Overseas Mediclaim.

Apollo Munich

Apollo Munich offers one of the best mediclaim plans in India today, for men and women of any age. Apollo Munich also offers individual mediclaim plans and family mediclaim plans as well. These mediclaim policies will not only guard you against the present and future spiralling healthcare costs but will also guide you on the path to wellness for the long term. The Mediclaim products that are available if you are opting for an individual insurance policy are Personal Accident Plan, Easy Health Premium, Maxima, Easy Health Standard, Insure Health and Easy Health Exclusive. Family Mediclaim policies offer the products named as Easy Health Standard, Optima Cash, Easy Health Premium, Maxima and Easy Health Exclusive.

We hope that this article will not only help you to get information about the Mediclaim Policies Companies but also gives the ideas and suggestions you need in order to focus on mediclaim insurance sector as a career option. For more Jobs related articles, keep visiting


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